nearswaps

Learn · NEAR trading

How to buy NEAR with a card or from another chain

nearswaps has no card checkout. If you hold BTC, ETH, SOL, ZEC, USDC or USDT on another chain, choose it under You pay in the swap. NEAR Intents delivers wNEAR, USDC or USDt to your NEAR wallet, and a second step swaps that into a listed Rhea token. With only a card, buy one of those coins elsewhere first.

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Coins and networks you can pay with

CoinNetworks
BTCBitcoin
ETHEthereum, Base, Arbitrum
SOLSolana
ZECZcash
USDCEthereum, Base, Arbitrum, Solana
USDTEthereum, Tron, Solana

The same flow has its own page, the Bridge, which also opens as a panel from Bridge in the header. The steps below use the swap.

Step by step

  1. Open the swap and connect your NEAR wallet: that is where the tokens arrive.
  2. Under You pay, open Cross-chain and pick the coin and its network.
  3. Under You receive, pick wNEAR, USDC or USDt for one step, or a listed Rhea token for two steps (the first delivers wNEAR, the second is a normal swap). For launchpad tokens, pay in to wNEAR first, then buy.
  4. Get the final quote. It holds a deposit address and an exact amount. A quote older than 60 seconds is refreshed before you send.
  5. Send the deposit. Use a Pay from button: MetaMask, Rabby or any EIP-6963 wallet on Ethereum, Base and Arbitrum (the site switches the network and sends one transfer), or Phantom, Solflare or Backpack on Solana. For Bitcoin, Zcash and Tron, Show the deposit address gives the address and amount to send by hand.
  6. Follow the status: Waiting for your deposit, Deposit seen, Processing, Delivered (or Refunded). For two steps, the panel then switches to the swap with exactly the amount that arrived.

Deadlines to send: 30 minutes (45 on Ethereum), 2 hours for Zcash, 3 hours for Bitcoin. If nobody fills the request, the deposit goes back to your address on that chain.

What it costs

  • One step (to wNEAR, USDC or USDt): a 0.5% app fee inside the NEAR Intents quote. NEAR Intents adds no fee of its own on nearswaps quotes.
  • Two steps: no site fee on step 1; the normal 0.5% on the step 2 swap.
  • The other chain's network fee for your deposit, paid in your wallet there.
  • If your NEAR wallet is not yet registered on the token that arrives, a one-time registration of about 0.00125 NEAR. That needs a little NEAR already in the account to pay it.

Selling to another chain

The same list works the other way: under You receive, pick BTC, ETH, SOL, ZEC, USDC or USDT on their own chains and paste (or fill from a wallet) the payout address. Any Rhea token sells in two steps: first to wNEAR, then wNEAR to the target coin.

Questions people ask

Can I buy NEAR with Bitcoin?

Yes. Choose BTC under You pay and wNEAR (or any token) under You receive, then send the exact amount to the deposit address shown, within 3 hours.

Can I buy NEAR with a credit card on nearswaps?

No, there is no card checkout. Buy a supported coin such as USDC or SOL with your card in a wallet or exchange that sells it, then pay in from that chain.

Do I receive NEAR or wNEAR?

The one-step route asks NEAR Intents for wNEAR (the wrap.near token), which is always worth exactly 1 NEAR and unwraps for free in the swap. If plain NEAR arrives instead, the second step uses that.

What happens if nobody fills my request?

The deposit is refunded to your address on the chain you paid from. Always send before the deadline: NEAR Intents' documentation does not describe what happens to a deposit sent after it.

Is this a bridge?

It works like one. The Bridge page and the swap's Cross-chain list both use NEAR Intents: solvers take your deposit on one chain and deliver on NEAR, or the other way round, with no wrapped bridge token to manage.